Women present a different advice proposition to men, particularly in the realm of superannuation. How can financial planners help?
In filming this television series, I was fascinated to see the process of real investors going through a guided journey to understanding investing better. One of the better aspects of seeing this journey was witnessing how the three advisers guided their clients through the process.
As with other professional disciplines like accounting, legal, risk, finance and broking, property is a specialist field, but not a daunting one. In the same way you engage a solicitor on estate planning matters or a stockbroker to create an equities portfolio for a client you can engage a buyers agent to help in the property selection process. Good agents are qualified, carry PI insurance, are members of a reputable organisation and most of all don’t sell property – they buy it. So you need someone who is research based and able to demonstrate a sound methodology.
Finding a good property to invest in requires solid quality research. Whilst fear and greed can influence share price movements, unfortunately, it is predominately the emotional connection that people have with property which frequently sways their investment decisions.
Asset allocation is an investment strategy designed to balance risk and reward by diversifying across the major asset classes – property, equities and cash/fixed interest – each of which performs differently over time, known as cycles. When one asset class is up, another may be down.
With a growing number of advisers asking; “What should I do with my clients’ defensive or fixed interest exposure?” Zenith Investment Partners’ David Wright takes a look at what fund managers are doing to ease adviser concerns.
It is becoming very apparent that without a clearly articulated value proposition, your opportunity for SMSF growth will likely fall short of your business expectations, writes Aaron Dunn, founder of the SMSF Academy.
With the dramatic fall in interest rates around the globe, investors have been searching for assets that will generate the necessary income to meet their future cash-flow needs, writes Lonsec CEO, Amanda Gillespie
It’s time for licensees to turn their focus to advisers and provide them with the leadership and support they require to meet their client needs writes Kate Kachor.
Many advisers are unable to clearly explain why a client should work with them, stay with them, pay them and refer them, writes Kim Payne
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