Australians hold within their portfolios less than half as many bond allocations as their OECD peers. This proportion is even smaller – in the low single digits – for Australian self-managed super fund portfolios. Have we missed something? Or are our investment needs simply different to the rest of the world’s?
Over the last five years, Australian investors have seen a significant fall in the returns on their cash and term deposit holdings, and in many cases are experiencing negative real returns for the first time. This has created financial stress for many clients, especially retirees who may need to draw on their capital in the short term to maintain their lifestyle.
Australian government and corporate bonds are a significantly underutilised investment vehicle within the Australian financial advice industry. There are considerable opportunities to increase their use, but investors need to better understand the risks associated with fixed income investing before they can go down this path with confidence
Floating rate deposit products are new to the financial advice segment and their appeal is becoming apparent, enabling clients to automatically take advantage of interest rate rises, without having to roll over every 90 days.
There are a number of steps practice owners can take to maximise staff retention through the sale process, writes Marianne Perkovic
There are some common traps practice owners fall into when implementing their exit strategy, writes Marianne Perkovic
There are a number of steps practice owners can take to maximise staff retention through the sale process, writes Marianne Perkovic
Practice owners will need to reexamine their revenue models and point of differentiation in a post-FoFA world, says Marianne Perkovic
No More Practice Education Pty Ltd
Level 1, 10 Shelley Street, Sydney NSW 2000
