Is now the time to invest in property?
Is property a steady decline, or more like a roller coaster?
Alex Burke
July 11, 2019
Is property a steady decline, or more like a roller coaster?
A recent poll showed that approximately 40% of Australians do not know how refinancing works.
The key challenge of business growth often becomes one of resourcing. If you have identified a resource to tackle lending and the time or the desire to learn lending skills, the most commonly asked question is: “What do we need to do next?”
Tanya Sale shares the two primary ways you can tap into the debt advice market without completely overhauling your business and the pros and cons of each option.
There are those who are fearful of what the future may hold, others have dusted themselves off surveyed the opportunities washing ashore and are formulating a more rounded financial services platform. So who will be driving this new era?
The number of Australians reaching retirement with large mortgages is increasing. Rather than decreasing debt as they age, many have been adding debt using the equity in their homes.
Given that a cookie jar usually has a variety of flavours and options, when looking at your business the cookie jar analogy is not that different.
Future-proofing is often defined as ‘the process of anticipating the future and developing methods of minimising the effects of shocks and stresses of future events.’
With the responsible lending guidelines now in place, lenders are looking for the borrower to provide far more evidence and information around their income, future plans and expenditure.
A recent survey by recruitment specialists, The Dawson Partnership and Balance at Work, found that 65 per cent of advisers surveyed intend to grow their business organically in 2014. Yet only 23 per cent intended to grow by looking for new clients.
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